Estimate your loan costs and repayment amount before you apply
In Florida, payday loans are regulated by state law. Lenders can charge a finance fee of up to 10% of the loan amount plus a verification fee not exceeding $5. The maximum loan amount is $500, and terms range from 7 to 31 days.
While payday loan fees may seem reasonable at first glance, it's important to understand the equivalent annual percentage rate (APR). Because of the short-term nature of these loans, the equivalent APR is typically much higher than traditional loans.
Payday loans are designed for short-term financial needs and should not be used as a long-term financial solution. Only borrow what you can afford to repay on your next payday.
Ready to get the funds you need? Apply now for a payday loan and receive a quick decision.
Get approved quickly, often within minutes of applying.
Receive funds directly to your bank account as soon as the next business day.
Clear fee structure with no hidden costs or surprises.
Borrow what you need, from $100 up to $500.
In Florida, you can borrow up to $500, excluding fees. The specific amount you qualify for depends on your income and other factors.
If approved, funds are typically deposited into your bank account by the next business day, sometimes even the same day.
No, our lending partners consider factors beyond your credit score. Having a steady income and an active checking account are more important for approval.
Typically, the loan amount plus fees will be withdrawn from your bank account on the agreed-upon due date through an ACH transfer.
Get the funds you need with our simple online application process.
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